Comprehensive coverage, for you and your loved ones.
Individual & Family Plans
No one expects to get sick or injured, but life can be unpredictable. That’s why having a health plan matters—it helps cover those unexpected medical costs. With Kiko Insurance, you can also save on doctor visits, preventive care, prescription medications, and a wide range of health services—giving you peace of mind and financial protection when you need it most.
What is Health Insurance?
Health insurance provides financial protection by covering medical costs related to illness, injury, and other health conditions. It can help pay for expenses such as doctor visits, hospital care, prescriptions, and even more serious situations like disability or accidental death and dismemberment.
HMO Plans
Usually require you to choose a primary care doctor and get referrals for specialist visits.
EPO Plans
Do not typically require referrals, but still limit coverage to in-network providers.
PPO Plans
You can see any doctor without a referral, but you’ll pay less when using in-network providers.
POS Plans
Allow visits to in-network providers without a referral, but you need a referral to see an out-of-network provider.
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